<Rates>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>DZD</ToCurrency>
        <Divisor>0.0128077</Divisor>
        <Multiplier>78.078</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>USD</ToCurrency>
        <Divisor>1</Divisor>
        <Multiplier>1</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ARS</ToCurrency>
        <Divisor>0.311526</Divisor>
        <Multiplier>3.21</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>AUD</ToCurrency>
        <Divisor>0.5921</Divisor>
        <Multiplier>1.6889</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ATS</ToCurrency>
        <Divisor>0.0788718</Divisor>
        <Multiplier>12.6788</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>BSD</ToCurrency>
        <Divisor>1</Divisor>
        <Multiplier>1</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>BBD</ToCurrency>
        <Divisor>0.505051</Divisor>
        <Multiplier>1.98</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>BEF</ToCurrency>
        <Divisor>0.0269039</Divisor>
        <Multiplier>37.1694</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>BMD</ToCurrency>
        <Divisor>1</Divisor>
        <Multiplier>1</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>BRL</ToCurrency>
        <Divisor>0.276243</Divisor>
        <Multiplier>3.62</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>GBP</ToCurrency>
        <Divisor>1.6333</Divisor>
        <Multiplier>0.612257</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>BGL</ToCurrency>
        <Divisor>0.550661</Divisor>
        <Multiplier>1.816</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>CAD</ToCurrency>
        <Divisor>0.658458</Divisor>
        <Multiplier>1.5187</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>CLP</ToCurrency>
        <Divisor>0.0013611</Divisor>
        <Multiplier>734.7</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>CNY</ToCurrency>
        <Divisor>0.12082</Divisor>
        <Multiplier>8.2768</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>CYP</ToCurrency>
        <Divisor>1.8797</Divisor>
        <Multiplier>0.532</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>CZK</ToCurrency>
        <Divisor>0.0344602</Divisor>
        <Multiplier>29.019</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>DKK</ToCurrency>
        <Divisor>0.146205</Divisor>
        <Multiplier>6.8397</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>XCD</ToCurrency>
        <Divisor>0.37037</Divisor>
        <Multiplier>2.7</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>EGP</ToCurrency>
        <Divisor>0.218341</Divisor>
        <Multiplier>4.58</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>EUR</ToCurrency>
        <Divisor>1.0853</Divisor>
        <Multiplier>0.921404</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>FJD</ToCurrency>
        <Divisor>0.49885</Divisor>
        <Multiplier>2.00461</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>FIM</ToCurrency>
        <Divisor>0.182534</Divisor>
        <Multiplier>5.47842</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>FRF</ToCurrency>
        <Divisor>0.165453</Divisor>
        <Multiplier>6.04402</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>DEM</ToCurrency>
        <Divisor>0.554905</Divisor>
        <Multiplier>1.80211</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>XAU</ToCurrency>
        <Divisor>368.25</Divisor>
        <Multiplier>0.00271555</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>GRD</ToCurrency>
        <Divisor>0.00318503</Divisor>
        <Multiplier>313.968</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>HKD</ToCurrency>
        <Divisor>0.12823</Divisor>
        <Multiplier>7.7985</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>HUF</ToCurrency>
        <Divisor>0.00439252</Divisor>
        <Multiplier>227.66</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ISK</ToCurrency>
        <Divisor>0.0127502</Divisor>
        <Multiplier>78.43</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>INR</ToCurrency>
        <Divisor>0.0209161</Divisor>
        <Multiplier>47.81</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>IDR</ToCurrency>
        <Divisor>0.000112613</Divisor>
        <Multiplier>8880</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>IEP</ToCurrency>
        <Divisor>1.37805</Divisor>
        <Multiplier>0.725665</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ILS</ToCurrency>
        <Divisor>0.204499</Divisor>
        <Multiplier>4.89</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ITL</ToCurrency>
        <Divisor>0.000560511</Divisor>
        <Multiplier>1784.09</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>JMD</ToCurrency>
        <Divisor>0.0195695</Divisor>
        <Multiplier>51.1</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>JPY</ToCurrency>
        <Divisor>0.00848752</Divisor>
        <Multiplier>117.82</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>JOD</ToCurrency>
        <Divisor>1.41223</Divisor>
        <Multiplier>0.7081</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>LBP</ToCurrency>
        <Divisor>0.000666223</Divisor>
        <Multiplier>1501</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>LUF</ToCurrency>
        <Divisor>0.0269039</Divisor>
        <Multiplier>37.1694</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>MYR</ToCurrency>
        <Divisor>0.263227</Divisor>
        <Multiplier>3.799</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>MXN</ToCurrency>
        <Divisor>0.091954</Divisor>
        <Multiplier>10.875</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>NZD</ToCurrency>
        <Divisor>0.5494</Divisor>
        <Multiplier>1.82017</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>NOK</ToCurrency>
        <Divisor>0.145113</Divisor>
        <Multiplier>6.8912</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>NLG</ToCurrency>
        <Divisor>0.492488</Divisor>
        <Multiplier>2.03051</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>PKR</ToCurrency>
        <Divisor>0.0172563</Divisor>
        <Multiplier>57.95</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>PHP</ToCurrency>
        <Divisor>0.0186846</Divisor>
        <Multiplier>53.52</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>XPT</ToCurrency>
        <Divisor>645</Divisor>
        <Multiplier>0.00155039</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>PLN</ToCurrency>
        <Divisor>0.259605</Divisor>
        <Multiplier>3.852</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>PTE</ToCurrency>
        <Divisor>0.00541345</Divisor>
        <Multiplier>184.725</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ROL</ToCurrency>
        <Divisor>0.0000300306</Divisor>
        <Multiplier>33299.33</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>RUR</ToCurrency>
        <Divisor>0.0314663</Divisor>
        <Multiplier>31.78</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>SAR</ToCurrency>
        <Divisor>0.266667</Divisor>
        <Multiplier>3.75</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>XAG</ToCurrency>
        <Divisor>4.85</Divisor>
        <Multiplier>0.206186</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>SGD</ToCurrency>
        <Divisor>0.579979</Divisor>
        <Multiplier>1.7242</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>SKK</ToCurrency>
        <Divisor>0.02567</Divisor>
        <Multiplier>38.956</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ZAR</ToCurrency>
        <Divisor>0.114613</Divisor>
        <Multiplier>8.725</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>KRW</ToCurrency>
        <Divisor>0.000859107</Divisor>
        <Multiplier>1164</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ESP</ToCurrency>
        <Divisor>0.00652278</Divisor>
        <Multiplier>153.309</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>XDR</ToCurrency>
        <Divisor>1.37433</Divisor>
        <Multiplier>0.727627</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>SDD</ToCurrency>
        <Divisor>0.00384615</Divisor>
        <Multiplier>260</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>SEK</ToCurrency>
        <Divisor>0.117261</Divisor>
        <Multiplier>8.528</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>CHF</ToCurrency>
        <Divisor>0.738989</Divisor>
        <Multiplier>1.3532</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>TWD</ToCurrency>
        <Divisor>0.0289855</Divisor>
        <Multiplier>34.5</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>THB</ToCurrency>
        <Divisor>0.0235849</Divisor>
        <Multiplier>42.4</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>TTD</ToCurrency>
        <Divisor>0.16013</Divisor>
        <Multiplier>6.24493</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>TRL</ToCurrency>
        <Divisor>0.000000603318</Divisor>
        <Multiplier>1657500</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>VEB</ToCurrency>
        <Divisor>0.000520698</Divisor>
        <Multiplier>1920.5</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
    <Rate>
        <FromCurrency>USD</FromCurrency>
        <ToCurrency>ZMK</ToCurrency>
        <Divisor>0.000208333</Divisor>
        <Multiplier>4800</Multiplier>
        <Effective>1/26/2003</Effective>
    </Rate>
</Rates>
